We highly recommend reading the following:

Articles

• "How the Affluent Manage Home Equity. . ."
• "Paying House"
• "Adjustable Rate Mortgages: What are they and How do they work?"
• "College Aid Strategems"
• "How Much Money Should You Put Down on a Purchase of a New Home. . ."
• Chicago Federal Reserve Bank Report
• "How come my friend got a lower interest rate than I did?"
• "Paying Points for a lower interest rate on your mortgage"
• "Debt Consolidation: Using your home equity to get out of debt"
• "Know Thy Credit Score"

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Books