Federal Employees &
What You Should Know
Retirement Planning for Federal Employees
If you’re feeling uncertain about your federal benefits in today’s shifting political landscape, you’re not alone. With new policies under the new administration bringing changes like return-to-office mandates, layoffs, and early retirement considerations, navigating your financial future can feel more complex than ever.
At Professional Planning Services, we recognize that federal employees face unique challenges—and too often, standard advisory firms fail to address them. Our dedicated team specializes in federal benefits, taking the time to understand your financial situation and retirement goals so you can make informed decisions and secure the future you deserve.
Why choose to work with Professional Planning Services
Professional Planning Services is a holistic financial planning firm based in New Jersey, but we proudly work with people across the country. We have specific expertise addressing the needs of federal employees, high-income earners, professionals in the pharmaceutical industry, families with college-bound students, and small business owners.
At PPS, we use a “Results in Advance” planning approach to our services. This means, we are giving a complimentary second opinion at no cost for the review of interested parties. Why would we be willing to do this? What’s the catch? The better question would be why hasn’t your current advisor brought the holes in your plan to your attention? We’re confident that in reviewing existing plans that we can find areas that may need to be addressed.
No matter where you are on your financial journey, we are happy to consult with you and help you map out a strategy to reach your financial goals and dreams.
Download Our Complimentary Guide

Federal Employee’s Guide To Retirement
A foundation for your retirement life

Your financial strategy is the foundation of your retirement life. However, it can be difficult and complex to keep up with the changing financial landscapes, laws, and regulations, especially if you’ve been a federal employee and have worked for the government throughout your career. Creating your financial strategy is never a set-it-and-forget-it task—it requires maintenance and specific knowledge of how to best plan your retirement with the tools available to you as a current or former federal employee. So, we’ve put together the 5 key factors of retirement planning you should know.