Retirement is calling…

Start Today

Retirement is calling…

Start Today

How Can We Help?

Whether it’s about protecting, giving back, or simply enjoying your success, you need a financial advisor who is focused on what really matters to you and your family. Through our proactive approach, you can feel confident that you have a trusted partner dedicated helping you grow and protect the lifestyle you’ve worked so hard to build.


Kai-Zen and Tri-Zen

We focus on helping highly compensated executives and physicians.

results in advance

Let us show you the probability of your current plan succeeding or failing before you hire us..


annuity stress test

Have you been promised guaranteed returns and feel skeptical about those promises? We’ll stress test any variable annuity – complimentary.



Wills, Trusts, and legacy planning don’t have to be difficult or expensive. Together with estate planning attorneys, we can help..

other services

We offer a variety of goal-driven solutions for your financial future including college planning, life insurance, and more..

Chris Lester


Guiding people just like you.

In 1997, Chris Lester started PPS to provide hardworking professionals in the community an alternative to the impersonal nature of working with a big firm. From the beginning, Chris has always believed in the power and importance of relationships. Over 20 years later, this people-centric focus has resulted in decades-long relationships between the firm’s clients and the advisory team.

“My goal is to make sure the confiscation of wealth that happened to my mother and grandmother does NOT happen to others.”
– Chris Lester

P.O. Box 240

Cream Ridge, NJ 08514

​Phone: (732)302-1810

Fax: (732)302-2557

Follow us on Facebook, LinkedIn and YouTube for regular market updates and commentary. Plus, who doesn't need more friends?

© 2020 Professional Planning Services. All rights reserved.

Investment Advisory Services offered through Retirement Wealth Advisors, Inc. (RWA) an SEC Registered Investment Advisor. Professional Planning Services and RWA are not affiliated. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Professional Planning Services and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.

Check the background of this investment professional on FINRA's BrokerCheck.